# Credit

10 templates in this category.

Canonical: https://finamodel.com/categories/credit

- [Auto Loan Portfolio Model](https://finamodel.com/templates/auto-loan) — Automotive loan securitization and portfolio analysis.
- [Student Loan Portfolio](https://finamodel.com/templates/student-loan) — Model a portfolio of student loans with origination, repayment schedules, and default assumptions.
- [Factoring Program Model](https://finamodel.com/templates/factoring) — Financial model for accounts receivable factoring with advance rates, discount fees, and portfolio metrics.
- [Syndicated Loan Underwriting](https://finamodel.com/templates/syndicated-loan) — Model syndicated loan terms, pricing, club structure, and lender commitments with covenant tracking.
- [Direct Lending Fund Model](https://finamodel.com/templates/direct-lending) — Financial model for direct lending fund with loan origination, yield, losses, and fund returns.
- [Distressed Debt Analysis](https://finamodel.com/templates/distressed-debt) — Valuation and recovery analysis for distressed bonds and loans with recovery timeline and outcomes.
- [Collateral Pool Model](https://finamodel.com/templates/collateral-pool) — Track collateral composition, haircuts, and coverage ratios for secured lending programs.
- [Credit Portfolio CDO Model](https://finamodel.com/templates/credit-portfolio-cdo) — Model credit default swap portfolio, tranching, and waterfall for CDO securitization.
- [Loan Portfolio CDR Model](https://finamodel.com/templates/loan-portfolio-cdr) — Credit default risk model for loan portfolios with cumulative default rates and loss severity analysis.
- [Credit Stress Testing Framework](https://finamodel.com/templates/stress-testing) — Quantitative stress test model for credit portfolios showing default probability, loss severity, and portfolio loss distribution under adverse scenarios.