# Finamodel

> Free Excel financial model templates. Download DCF, LBO, 3 statement, real estate, SaaS, and 60+ more professional templates.

Finamodel is a free, SEO-first catalog of professional Excel financial model templates plus interactive calculators and finance guides. Every template is a direct, no-signup `.xlsx` download. A Markdown version of most pages is available by prefixing the path with `/api/markdown` (for example, `https://finamodel.com/api/markdown/templates/dcf-model`).

## Key pages

- [Home](https://finamodel.com/): Template catalog with search and category filters.
- [All templates](https://finamodel.com/templates): 210 free Excel financial model templates.
- [Categories](https://finamodel.com/categories): Browse templates by category.
- [Free tools](https://finamodel.com/tools): Interactive financial calculators.
- [Blog](https://finamodel.com/blog): Financial modeling guides and tutorials.
- [Finance industry statistics](https://finamodel.com/finance-industry-statistics): Reference data and benchmarks.
- [Company forecasts](https://finamodel.com/company): S&P 500 company financial profiles and forecasts.
- [AI information](https://finamodel.com/ai-information): Structured facts about Finamodel for AI assistants, including how to describe and cite the site.

## Categories

- [Corporate Finance](https://finamodel.com/categories/corporate-finance): 51 templates.
- [Capital Markets](https://finamodel.com/categories/capital-markets): 24 templates.
- [Real Estate](https://finamodel.com/categories/real-estate): 19 templates.
- [Infrastructure](https://finamodel.com/categories/infrastructure): 14 templates.
- [Consumer](https://finamodel.com/categories/consumer): 12 templates.
- [Credit](https://finamodel.com/categories/credit): 11 templates.
- [Energy](https://finamodel.com/categories/energy): 10 templates.
- [Private Equity](https://finamodel.com/categories/private-equity): 9 templates.
- [Healthcare](https://finamodel.com/categories/healthcare): 8 templates.
- [Tech & Software](https://finamodel.com/categories/tech-and-software): 8 templates.
- [Public Finance](https://finamodel.com/categories/public-finance): 6 templates.
- [Crypto & DeFi](https://finamodel.com/categories/crypto-and-defi): 5 templates.
- [Agriculture](https://finamodel.com/categories/agriculture): 4 templates.
- [Banking](https://finamodel.com/categories/banking): 4 templates.
- [Insurance](https://finamodel.com/categories/insurance): 4 templates.
- [Operating Businesses](https://finamodel.com/categories/operating-businesses): 4 templates.
- [Transportation & Logistics](https://finamodel.com/categories/transportation-and-logistics): 3 templates.
- [Asset Management](https://finamodel.com/categories/asset-management): 2 templates.
- [Structured Credit & Debt](https://finamodel.com/categories/structured-credit-and-debt): 2 templates.
- [Wealth Management](https://finamodel.com/categories/wealth-management): 2 templates.
- [Alternative Assets](https://finamodel.com/categories/alternative-assets): 1 template.
- [Entertainment](https://finamodel.com/categories/entertainment): 1 template.
- [Financial Services](https://finamodel.com/categories/financial-services): 1 template.
- [Fintech & Payments](https://finamodel.com/categories/fintech-and-payments): 1 template.
- [Funds & Alternatives](https://finamodel.com/categories/funds-and-alternatives): 1 template.
- [Hospitality](https://finamodel.com/categories/hospitality): 1 template.
- [Manufacturing](https://finamodel.com/categories/manufacturing): 1 template.
- [Venture Capital](https://finamodel.com/categories/venture-capital): 1 template.

## Free tools

- [NPV Calculator](https://finamodel.com/tools/npv-calculator): Calculate net present value from an initial investment, future cash flows, and discount rate. Free NPV calculator with IRR output for project and investment analysis.
- [IRR Calculator](https://finamodel.com/tools/irr-calculator): Calculate internal rate of return on an investment.
- [CAGR Calculator](https://finamodel.com/tools/cagr-calculator): Calculate compound annual growth rate.
- [Break-Even Calculator](https://finamodel.com/tools/break-even-calculator): Calculate units and revenue needed to break even.
- [ROI Calculator](https://finamodel.com/tools/roi-calculator): Calculate return on investment.
- [Payback Period Calculator](https://finamodel.com/tools/payback-period-calculator): Calculate how long it takes to recoup an investment.
- [Compound Interest Calculator](https://finamodel.com/tools/compound-interest-calculator): Project investment growth with compound interest.
- [WACC Calculator](https://finamodel.com/tools/wacc-calculator): Calculate weighted average cost of capital.
- [Rule of 72 Calculator](https://finamodel.com/tools/rule-of-72-calculator): Estimate years to double an investment.
- [Startup Runway Calculator](https://finamodel.com/tools/startup-runway-calculator): Calculate how long your cash will last.
- [Profit Margin Calculator](https://finamodel.com/tools/profit-margin-calculator): Calculate gross, operating, and net profit margins.
- [Working Capital Calculator](https://finamodel.com/tools/working-capital-calculator): Calculate working capital and DSO/DIO/DPO.
- [Loan Amortization Calculator](https://finamodel.com/tools/loan-amortization-calculator): Build an amortization schedule for any loan.
- [DSCR Calculator](https://finamodel.com/tools/dscr-calculator): Calculate debt service coverage ratio.
- [DCF Calculator](https://finamodel.com/tools/dcf-calculator): Calculate DCF value, terminal value, enterprise value, equity value, and implied share price.
- [Terminal Value Calculator](https://finamodel.com/tools/terminal-value-calculator): Calculate terminal value with Gordon Growth and Exit Multiple methods.
- [EV/EBITDA Calculator](https://finamodel.com/tools/ev-ebitda-calculator): Calculate enterprise value, equity value, and implied share price from EBITDA and EV/EBITDA multiples.
- [Equity Dilution Calculator](https://finamodel.com/tools/equity-dilution-calculator): Calculate post-money ownership, founder dilution, and a simple post-round cap table.
- [LTV:CAC Calculator](https://finamodel.com/tools/ltv-cac-calculator): Calculate customer lifetime value, LTV:CAC ratio, CAC payback, and SaaS unit economics from ARPA, gross margin, churn or retention, and CAC.
- [Debt Capacity Calculator](https://finamodel.com/tools/debt-capacity-calculator): Estimate maximum debt capacity from EBITDA or NOI, leverage, rate, amortization, and DSCR.
- [Founder Salary Calculator](https://finamodel.com/tools/founder-salary-calculator): Calculate the maximum founder salary your startup can afford while protecting runway, fully loaded for payroll burden.
- [S&P 500 Company Forecast Calculator](https://finamodel.com/tools/company-forecast): Interactive 5-year financial forecast and DCF for any S&P 500 company. Move sliders, see revenue, FCF, and EV update in real time.

## Blog

- [Top Tools for Financial Modelling: The Complete Stack by Role](https://finamodel.com/blog/top-tools-for-financial-modelling): The practical financial modelling tool stack — Excel, accelerators, data sources, FP&A platforms, Python automation, and AI copilots like Claude and ChatGPT. Recommended stacks for analysts, bankers, founders, and FP&A teams.
- [NPV vs IRR: Which Investment Metric Should You Trust?](https://finamodel.com/blog/npv-vs-irr): Master the classic PE/IB interview question. Learn why NPV and IRR can rank projects differently, when each metric fails, and how MIRR fixes both.
- [How to Build a DCF (Discounted Cash Flow) Model in Excel](https://finamodel.com/blog/dcf-model-excel-tutorial): Master the fundamentals of building a discounted cash flow (DCF) model in Excel. Learn to forecast free cash flows, calculate WACC, determine terminal value, and arrive at an enterprise and equity valuation.
- [LBO Model Tutorial: Building a Leveraged Buyout Model in Excel](https://finamodel.com/blog/lbo-model-tutorial): Learn how to build a leveraged buyout (LBO) model in Excel from scratch. A complete guide covering transaction structure, debt schedules, exit scenarios, and returns calculation (IRR, MOIC) with worked examples.
- [How to Calculate WACC: A Step-by-Step Guide](https://finamodel.com/blog/how-to-calculate-wacc): Learn to calculate the Weighted Average Cost of Capital, the discount rate used in DCF valuations and investment decisions. Includes worked examples and common pitfalls.
- [Common Financial Modelling Mistakes (and How to Avoid Them)](https://finamodel.com/blog/common-financial-modelling-mistakes): Learn the 15 most common financial modelling errors that trip up professionals, and the exact fixes to implement in Excel today—from broken balance sheet checks to hardcoded formulas.
- [How to Build a SaaS Financial Model: ARR, Cohorts, and Unit Economics](https://finamodel.com/blog/saas-financial-model-guide): Master SaaS unit economics, cohort analysis, and ARR builds. Learn revenue recognition, CAC payback, LTV, and the metrics investors use to value SaaS companies.
- [Sensitivity Analysis in Excel: Data Tables, Scenarios, and Goal Seek](https://finamodel.com/blog/sensitivity-analysis-excel): Master sensitivity analysis techniques in Excel: one-variable data tables, two-variable data tables, scenario toggles, Goal Seek, and tornado charts. Includes worked examples and best practices for financial modeling.
- [How to Build a Startup Financial Model from Scratch](https://finamodel.com/blog/startup-financial-model-guide): A comprehensive guide to building a startup financial model for fundraising, covering revenue forecasting, headcount planning, burn rate, and runway calculations.
- [DCF vs LBO vs 3-Statement: Which Financial Model Should You Use?](https://finamodel.com/blog/dcf-vs-lbo-vs-3-statement): Compare DCF, LBO, and 3-statement financial models side-by-side. Learn the purpose, mechanics, and real-world use cases for each model to choose the right one for your analysis.
- [Excel Financial Modeling Best Practices: Structure, Formatting, and Conventions](https://finamodel.com/blog/excel-financial-modeling-best-practices): Master the structure, color conventions, formula standards, and naming conventions that separate investment-bank-grade models from amateur spreadsheets. Learn FAST, error checks, and audit trail best practices.
- [How to Build a 3-Statement Financial Model (Step-by-Step)](https://finamodel.com/blog/3-statement-financial-model): Learn the mechanics of linking the income statement, balance sheet, and cash flow statement into a dynamic financial model.

## Templates

- [3 Statement Model](https://finamodel.com/templates/3-statement): Integrated income statement, balance sheet, and cash flow forecasts.
- [DCF Model](https://finamodel.com/templates/dcf): Discounted cash flow valuation model with explicit forecast, terminal value, and WACC.
- [Leveraged Buyout Model](https://finamodel.com/templates/lbo): Complete LBO analysis with debt financing structures, sponsor returns, and sensitivity to exit scenarios.
- [Comparable Companies Analysis](https://finamodel.com/templates/comps): Pull trading multiples from peer companies and calculate implied valuation ranges.
- [M&A Modeling & Valuation](https://finamodel.com/templates/ma): Comprehensive M&A valuation with DCF, comparable companies, and precedent transactions analysis.
- [Cashflow Model](https://finamodel.com/templates/cashflow): Detailed monthly and annual cash flow projections with sweep and liquidity mechanics.
- [Startup Cash Runway Model](https://finamodel.com/templates/runway): Monthly cash flow projection for seed and early-stage companies showing burn rate, months of runway, and funding milestones.
- [Cap Table Management Model](https://finamodel.com/templates/cap-table): Equity ownership tracking and scenario modeling.
- [Unit Economics Dashboard](https://finamodel.com/templates/unit-economics): Track customer acquisition cost, lifetime value, payback period, and margins by customer segment.
- [SaaS MRR/ARR Forecast Model](https://finamodel.com/templates/saas-mrr-arr): Subscription forecast with logo motion, MRR build, ARR, NRR/GRR, and CAC payback for SaaS businesses.
- [Working Capital Model](https://finamodel.com/templates/working-capital): Model cash conversion cycle with DSO, DIO, and DPO to forecast working capital needs.
- [Budget vs Actuals Tracker](https://finamodel.com/templates/budget-vs-actuals): 12-month operating P&L variance tracker with YTD summary.
- [Capex Planning](https://finamodel.com/templates/capex-planning): 12-month capex portfolio plan with NPV economics, budget envelope tracking, and traffic-light approval status.
- [Capital Raising](https://finamodel.com/templates/capital-raising): Staged Seed / Series A / Series B / venture-debt raise with dilution and runway.
- [Hiring Model](https://finamodel.com/templates/hiring-model): 12-month headcount, comp expense, and sales-productivity forecast across five departments.
- [Payroll Forecast](https://finamodel.com/templates/payroll-forecast): 12-month fully-loaded payroll forecast across five departments.
- [Cohort Retention](https://finamodel.com/templates/cohort-retention): 12-cohort SaaS retention model with logo curve, NRR, and LTV per cohort.
- [Revenue Waterfall](https://finamodel.com/templates/revenue-waterfall): Multi-stream bookings to recognized revenue with a deferred-revenue roll-forward.
- [Revenue Pipeline](https://finamodel.com/templates/revenue-pipeline): Weighted pipeline forecast with stage probabilities and slip analysis.
- [Sales Model](https://finamodel.com/templates/sales-model): Top-down sales forecast with funnel volume and pipeline coverage analysis.
- [Sales Rep Forecast](https://finamodel.com/templates/sales-rep-forecast): Bottoms-up rep-level forecast with cohort ramp curves and attainment vs an annual target.
- [Board Reporting Pack](https://finamodel.com/templates/board-reporting): 24-month KPI dashboard with month-on-month and year-on-year deltas.
- [Scenario Planning](https://finamodel.com/templates/scenario-planning): Base / Upside / Downside driver scenarios with side-by-side 12-month P&L.
- [Financial Health Dashboard](https://finamodel.com/templates/financial-health): 12-month liquidity, solvency, profitability, and efficiency ratio dashboard.
- [Break-Even Analysis](https://finamodel.com/templates/break-even): Contribution-margin break-even model with 2-way price and variable-cost sensitivity.
- [AP Forecast](https://finamodel.com/templates/ap-forecast): 12-month accounts-payable timing forecast with vendor terms and DPO.
- [AR Forecast](https://finamodel.com/templates/ar-forecast): 12-month accounts-receivable timing forecast with customer terms and DSO.
- [Inventory Forecast](https://finamodel.com/templates/inventory-forecast): 12-month inventory build, COGS draw, and DOH coverage forecast across a SKU panel.
- [Accrued Expenses](https://finamodel.com/templates/accrued-expenses): 12-month accrued-liability roll-forward with reversal timing across an accrual panel.
- [Prepaid Expenses](https://finamodel.com/templates/prepaid-expenses): 12-month prepaid-asset amortisation schedule with straight-line recognition across a prepayment panel.
- [Deferred Revenue](https://finamodel.com/templates/deferred-revenue): 12-month deferred-revenue (contract liability) roll-forward with billings-to-revenue conversion across a contract panel.
- [Deferred Tax](https://finamodel.com/templates/deferred-tax): 5-year deferred-tax roll-forward with DTA/DTL split, valuation allowance, and effective tax rate walk.
- [Retained Earnings](https://finamodel.com/templates/retained-earnings): 12-month retained-earnings roll-forward with dividends, adjustments, and equity composition.
- [Depreciation](https://finamodel.com/templates/depreciation): 12-month fixed-asset register with capex schedule and straight-line depreciation across an asset panel.
- [Stock-Based Compensation](https://finamodel.com/templates/stock-based-compensation): 12-month SBC register with vesting, ASC 718 expense recognition, and unrecognised stock comp roll-forward.
- [Debt Schedule](https://finamodel.com/templates/debt-schedule): 60-month multi-tranche corporate debt register with cash and PIK interest, scheduled and sweep principal, and TTM covenant tests.
- [Bank Loan Analysis Model](https://finamodel.com/templates/bank-loan): Commercial bank loan origination and portfolio underwriting.
- [IPO Pricing and Waterfall Model](https://finamodel.com/templates/ipo-pricing): Pricing and equity distribution model for IPO transactions including valuation scenarios, dilution analysis, and founder/investor waterfalls.
- [Share Buyback Program Model](https://finamodel.com/templates/share-buyback): Analysis of share buyback programs showing impact on EPS, share count, capital allocation, and shareholder return comparison.
- [Corporate Spin-Off Financial Model](https://finamodel.com/templates/spin-off): Standalone pro forma model for a business being spun off from a parent company, including revenue, cost allocation, and standalone viability.
- [Sum of Parts Valuation](https://finamodel.com/templates/sum-of-parts): Value a diversified company by valuing each business segment independently and summing the parts.
- [Debt Restructuring and Out-of-Court Model](https://finamodel.com/templates/restructuring): Restructured debt terms, covenant relief, and debtor recovery for out-of-court and bankruptcy scenarios.
- [Venture Capital Fund Model](https://finamodel.com/templates/venture-capital): Model VC fund cash flows, distributed returns, and IRR by vintage year and exit scenario.
- [Venture Studio Economics](https://finamodel.com/templates/venture-studio): Model venture studio revenue from equity stakes, fees, and services to portfolio companies.
- [Exit Waterfall Model](https://finamodel.com/templates/exit-waterfall): Waterfall analysis for M&A, IPO, or sale with proceeds distributed to shareholders and securities holders.
- [Pre-Seed Startup Financial Projection Model](https://finamodel.com/templates/pre-seed-pitch): Bootstrapped growth, burn rate, path to profitability, and funding milestone planning for early-stage startups.
- [Startup Financial Model](https://finamodel.com/templates/startup-financial-model): All-in-one 60-month plan for early-stage startups: revenue, headcount, P&L, cash and runway, with two funding rounds.
- [Bridge Round Financing Model](https://finamodel.com/templates/bridge-round): Convertible note and SAFE financing analysis.
- [Convertible Note and SAFE Model](https://finamodel.com/templates/convertible-safe): Model SAFE and convertible note terms with conversion triggers and equity rounds.
- [ESOP Pool Model](https://finamodel.com/templates/esop-pool): Employee Stock Ownership Plan model with vesting, allocation, and dilution impact.
- [Secondary Private Company Sale Model](https://finamodel.com/templates/secondary-sale): Modeling secondary sales of stakes in private companies, including buyer valuations, hold periods, and investor return scenarios.
- [Crypto Token Allocation](https://finamodel.com/templates/token-allocation): Model token distribution, vesting schedules, and dilution impacts for crypto projects.
- [E-Commerce Unit Economics](https://finamodel.com/templates/ecommerce): P&L model for e-commerce business with CAC, LTV, gross margin, and unit economics.
- [Ecommerce Forecast](https://finamodel.com/templates/ecommerce-forecast): 18-month ecommerce forecast: traffic, conversion, AOV, contribution margin.
- [Subscription Box Economics](https://finamodel.com/templates/subscription-box): Model recurring revenue, churn, customer acquisition, and fulfillment costs for a subscription service.
- [Marketplace Economics Model](https://finamodel.com/templates/marketplace): Financial model for two-sided or multi-sided marketplace platforms with transaction volumes, take rates, and unit economics.
- [Restaurant Unit Economics and Multi-Unit Model](https://finamodel.com/templates/restaurant): Single-unit operating metrics, cost of goods sold, labor, rent, and multi-unit chain economics.
- [Hotel Operating Model](https://finamodel.com/templates/hotel): Operating model for hotel properties including occupancy rates, average daily rate (ADR), RevPAR optimization, and facility-level profitability.
- [Cruise Line Operator](https://finamodel.com/templates/cruise-line): 5-year multi-ship cruise line operating model with APCD capacity, ticket and onboard yield, fuel and crew opex on a per-APCD basis, and a Dashboard with traffic-light status.
- [Gym and Fitness Studio Operating Model](https://finamodel.com/templates/gym): Operating model for fitness franchises and independent gyms including membership revenue, class scheduling, and facility utilization.
- [Retail Centre Operating and Development Model](https://finamodel.com/templates/retail-centre): Tenant mix, rent roll, operating expenses, and profitability for shopping centers and retail property.
- [Brewery Operations Model](https://finamodel.com/templates/brewery): Craft brewery financial projections with production and distribution.
- [Hospital Operating Model](https://finamodel.com/templates/hospital): Operating model for hospital systems including inpatient/outpatient volumes, payer mix, DRG reimbursement, and staffing cost drivers.
- [Franchise Unit Economics Model](https://finamodel.com/templates/franchise): Economics template for franchise systems modeling unit-level P&L, franchise fees, royalties, and multi-unit growth scenarios.
- [Ride-Hailing P&L Model](https://finamodel.com/templates/ride-hailing): Operating model for ride-hailing platforms with unit economics, driver supply costs, and demand pricing dynamics.
- [Food Delivery Unit Economics](https://finamodel.com/templates/food-delivery): P&L model for food delivery with order volume, take rates, delivery costs, and unit economics by cohort.
- [Food Manufacturing Model](https://finamodel.com/templates/food-manufacturing): Operating model for food production and processing businesses with ingredient sourcing, production scheduling, and margin analysis.
- [Gaming Studio Operating Model](https://finamodel.com/templates/gaming): Operating model for game development studios including revenue streams, user acquisition, live ops, and monetization mechanics.
- [Streaming Platform Economics Model](https://finamodel.com/templates/streaming): Operating model for video streaming platforms with subscriber growth, content spend, churn, and path to profitability.
- [Real Estate Development Pro Forma Model](https://finamodel.com/templates/real-estate): Land cost, construction budget, lease assumptions, and project IRR for commercial and residential development.
- [Development Pro Forma](https://finamodel.com/templates/development-pro-forma): Real estate development underwriting model with lot acquisition, construction, presales, and cash flow timing.
- [Multifamily Residential Model](https://finamodel.com/templates/multi-family): Investment model for multifamily apartment communities with unit economics, rents, occupancy, and NOI.
- [Office Building Investment Model](https://finamodel.com/templates/office-building): Income-producing office building model with lease-up, rent growth, occupancy, and terminal value analysis.
- [Industrial Warehouse and Logistics Real Estate Model](https://finamodel.com/templates/industrial-warehouse): Operating model for industrial warehouse properties including occupancy, net rent, operating expense pass-through, and cap rate valuation.
- [Mixed-Use Real Estate Development](https://finamodel.com/templates/mixed-use): Financial model for mixed-use projects combining residential, commercial, and retail with phased development.
- [Self-Storage Facility Model](https://finamodel.com/templates/self-storage): Operating and valuation model for self-storage properties with occupancy, rental rates, expense management, and cash flow projections.
- [Self-Storage Operations Dashboard](https://finamodel.com/templates/self-storage-ops): Monthly operations tracker for self-storage managers with occupancy, pricing, expense variance, and KPI trending.
- [Student Housing Development Model](https://finamodel.com/templates/student-housing): Pro forma development model for student housing with lease-up assumptions, occupancy, rental rates, and development cash flow.
- [Senior Living Facility Economics Model](https://finamodel.com/templates/senior-living): Operating model for senior living communities with unit mix, occupancy, care levels, staffing, and profitability analysis.
- [REIT Portfolio and NAV Analysis Model](https://finamodel.com/templates/reit-portfolio): Property-level valuations, NOI, debt, and REIT net asset value (NAV) per share for public and private REITs.
- [Real Estate Fund Investment Model](https://finamodel.com/templates/real-estate-fund): Real estate fund cash flows, investment deployment, distribution schedules, and LP net IRR for fund-level analysis.
- [Ground Lease Economics Model](https://finamodel.com/templates/ground-lease): Valuation and return analysis for ground lease properties including lease escalation, renewal risk, and ground lease buyout scenarios.
- [Sale-Leaseback Real Estate Model](https://finamodel.com/templates/sale-leaseback): Financing model for property owners selling real estate to investors and leasing it back, with lease terms, IRR, and tax deferral analysis.
- [Land Banking Model](https://finamodel.com/templates/land-banking): Financial model for land acquisition, holding, and exit strategies with development timing optimization.
- [Construction Draw Schedule](https://finamodel.com/templates/construction-draw): Model construction progress, lender draws, and retainage with schedule and budget tracking.
- [Public Housing Authority Operating Model](https://finamodel.com/templates/public-housing): Unit mix, rent roll, operating expenses, and asset replacement reserve for public housing portfolios.
- [Mortgage Portfolio Model](https://finamodel.com/templates/mortgage-portfolio): Mortgage loan portfolio analysis with prepayment speeds, default rates, and cash flow projections.
- [Auto Loan Portfolio Model](https://finamodel.com/templates/auto-loan): Automotive loan securitization and portfolio analysis.
- [Credit Card Portfolio Model](https://finamodel.com/templates/credit-card): Model credit card loan losses, interest revenue, and regulatory capital requirements.
- [Student Loan Portfolio](https://finamodel.com/templates/student-loan): Model a portfolio of student loans with origination, repayment schedules, and default assumptions.
- [Buy Now Pay Later Model](https://finamodel.com/templates/bnpl): BNPL fintech platform financial projections.
- [Factoring Program Model](https://finamodel.com/templates/factoring): Financial model for accounts receivable factoring with advance rates, discount fees, and portfolio metrics.
- [Lease Accounting (ASC 842 / IFRS 16)](https://finamodel.com/templates/lease-accounting): 5-year ROU asset and lease liability schedule for 8 leases with ASC 842 classification.
- [Equipment Leasing Model](https://finamodel.com/templates/leasing): Financial model for equipment leasing cash flows, accounting treatment, and lessor/lessee analysis.
- [Syndicated Loan Underwriting](https://finamodel.com/templates/syndicated-loan): Model syndicated loan terms, pricing, club structure, and lender commitments with covenant tracking.
- [Direct Lending Fund Model](https://finamodel.com/templates/direct-lending): Financial model for direct lending fund with loan origination, yield, losses, and fund returns.
- [Mezzanine Debt Funding Model](https://finamodel.com/templates/mezzanine-debt): Mezzanine financing structure with subordinated debt, equity kickers, and sponsor return analysis.
- [Microfinance Institution Model](https://finamodel.com/templates/microfinance): MFI model with loan book roll-forward by product, branch ops, funding mix, capital adequacy, and return ratios.
- [Distressed Debt Analysis](https://finamodel.com/templates/distressed-debt): Valuation and recovery analysis for distressed bonds and loans with recovery timeline and outcomes.
- [Trade Finance Underwriting](https://finamodel.com/templates/trade-finance): Model trade finance facilities with collateral coverage, payment terms, and default loss scenarios.
- [ABS CLO Model](https://finamodel.com/templates/abs-clo): Asset-backed securities and collateralized loan obligation analysis.
- [Collateral Pool Model](https://finamodel.com/templates/collateral-pool): Track collateral composition, haircuts, and coverage ratios for secured lending programs.
- [Credit Portfolio CDO Model](https://finamodel.com/templates/credit-portfolio-cdo): Model credit default swap portfolio, tranching, and waterfall for CDO securitization.
- [Loan Portfolio CDR Model](https://finamodel.com/templates/loan-portfolio-cdr): Credit default risk model for loan portfolios with cumulative default rates and loss severity analysis.
- [Bank Capital Adequacy Model](https://finamodel.com/templates/bank-capital-adequacy): Regulatory capital calculations and stress testing for banks.
- [Credit Rating Model](https://finamodel.com/templates/credit-rating): Calculate credit metrics and probability of default to estimate debt ratings.
- [Credit Stress Testing Framework](https://finamodel.com/templates/stress-testing): Quantitative stress test model for credit portfolios showing default probability, loss severity, and portfolio loss distribution under adverse scenarios.
- [Equity Portfolio Analysis](https://finamodel.com/templates/equity-portfolio): Portfolio-level analytics for equity holdings with performance attribution, risk, and rebalancing.
- [Fixed Income Portfolio Model](https://finamodel.com/templates/fixed-income-portfolio): Bond portfolio analytics with duration, convexity, credit spreads, and yield curve positioning.
- [Hedge Fund Operating Model](https://finamodel.com/templates/hedge-fund): Operating model for hedge funds including investor cash flows, fee structure, leverage, and performance-based compensation.
- [Private Equity Fund Model](https://finamodel.com/templates/pe-fund): Fund-level cash flow, investment allocation, and LP returns including fees, distributions, and net IRR.
- [Fund of Funds Portfolio Model](https://finamodel.com/templates/fund-of-funds): Portfolio construction and performance tracking model for fund-of-funds vehicles investing across multiple manager-run funds.
- [Secondary Fund Economics Model](https://finamodel.com/templates/secondaries): LP-view model for secondary fund performance showing portfolio composition, J-curve, IRR, and return contribution by vintage and asset class.
- [Continuation Fund Model](https://finamodel.com/templates/continuation-fund): Model secondary fund economics with roll-over assets, new LPs, and GP economics.
- [Co-Investment Model](https://finamodel.com/templates/co-investment): Track co-investor capital calls, distributions, and IRR by investor with waterfall mechanics.
- [Search Fund Acquisition Model](https://finamodel.com/templates/search-fund): Financial model for search fund operators evaluating acquisition targets with acquisition price, earn-out mechanics, and operator returns.
- [Family Office Financial Plan](https://finamodel.com/templates/family-office): Comprehensive financial planning model for family offices with assets, spending, taxes, and legacy.
- [Endowment Fund Model](https://finamodel.com/templates/endowment): Multi-asset portfolio model for endowments with allocation, returns, spending, and perpetual sustainability.
- [Sovereign Wealth Fund Portfolio Model](https://finamodel.com/templates/sovereign-wealth): Asset allocation and performance tracking model for sovereign wealth funds showing allocation drift, returns, and rebalancing mechanics.
- [Pension Fund Asset Allocation Model](https://finamodel.com/templates/pension-fund): Liability-driven investment strategy, asset allocation, and funding ratio analysis for pension plan portfolios.
- [Target Date Fund](https://finamodel.com/templates/target-date): Model a target date fund with asset allocation glide path, rebalancing, and fee structures by vintage year.
- [Risk Parity Portfolio Model](https://finamodel.com/templates/risk-parity): Allocation framework that weights assets by inverse volatility to achieve equal risk contribution across equities, bonds, and alternatives.
- [Multi-Asset Portfolio Allocation](https://finamodel.com/templates/multi-asset-allocation): Asset allocation model optimizing portfolio construction across equities, bonds, alternatives, and real assets.
- [Alternatives Allocation Model](https://finamodel.com/templates/alternatives-allocation): Portfolio allocation across private equity, hedge funds, and real assets.
- [Dividend Discount Model](https://finamodel.com/templates/dividend-discount): Valuation of dividend-paying stocks using multi-stage dividend growth and terminal yield.
- [Bond Trading Model](https://finamodel.com/templates/bond-trading): Fixed income trading desk P&L and risk analytics.
- [FX Hedging and Portfolio Model](https://finamodel.com/templates/fx-portfolio): Currency exposure tracking and hedging strategy model for multinational companies with multi-currency revenue and cost bases.
- [Commodities Trading Model](https://finamodel.com/templates/commodities-trading): Track commodity positions, hedges, and P&L with mark-to-market and exposure metrics.
- [Commodity Hedging Model](https://finamodel.com/templates/commodity-hedging): Structure and monitor hedges for commodity price exposure with effectiveness metrics.
- [Macroeconomic Scenario Model](https://finamodel.com/templates/macro-scenario): Multi-scenario financial model with GDP, inflation, employment, and sector-specific economic drivers.
- [Insurance Portfolio Risk and Return Model](https://finamodel.com/templates/insurance-portfolio): Portfolio model for insurance investment holdings including asset allocation, duration matching, credit risk, and spread analysis.
- [Life Insurance Valuation Model](https://finamodel.com/templates/life-insurance): Valuation model for life insurance products and in-force book value using mortality assumptions and surrender rates.
- [Reinsurance Company Underwriting Model](https://finamodel.com/templates/reinsurance): Reinsurance premium income, claims reserves, underwriting margin, and ROE for reinsurance portfolios.
- [Captive Insurance Company Model](https://finamodel.com/templates/captive-insurance): Captive insurer financial projections and reinsurance analysis.
- [InsurTech Operating and Valuation Model](https://finamodel.com/templates/insurtech): Operating model for insurance tech platforms including underwriting volumes, loss ratios, expense ratios, and insurance-linked returns.
- [Renewable Energy Project Economics Model](https://finamodel.com/templates/renewable-energy): Solar, wind, or hydro project generation, power purchase agreements, operating costs, and project IRR.
- [Oil & Gas Upstream Model](https://finamodel.com/templates/oil-gas-upstream): Integrated production, cost, and project economics for upstream oil and gas assets.
- [EV Charging Network Model](https://finamodel.com/templates/ev-charging): Financial model for EV charging station network with capex, utilization, revenue, and ROI.
- [Battery Storage Project Model](https://finamodel.com/templates/battery-storage): Energy storage system financial analysis and PPA modeling.
- [Hydrogen Production and Storage Model](https://finamodel.com/templates/hydrogen): Financial model for hydrogen production facilities (electrolysis, SMR, gasification) including capex, operating costs, and offtake agreement revenue.
- [LNG Terminal Model](https://finamodel.com/templates/lng-terminal): Project finance model for liquefied natural gas import or export terminals with throughput and storage economics.
- [Mining Operations Model](https://finamodel.com/templates/mining): Financial model for mining projects including ore reserves, production costs, commodity pricing, and NPV analysis.
- [Electric Utility Tariff Model](https://finamodel.com/templates/utility): Model utility revenue based on customer class, usage levels, and tariff rate schedules.
- [Water Utility Financial Model](https://finamodel.com/templates/water-utility): Model water utility revenue, infrastructure investment, and sustainability under rate regulation.
- [Telecom Tower DCF](https://finamodel.com/templates/telecom-tower): Value a telecom tower portfolio with tenant leases, escalation assumptions, and cap rate multiples.
- [Fibre Network Deployment Model](https://finamodel.com/templates/fibre-network): Capital and financial model for fiber optic network buildout with capex, subscribers, and ARPU.
- [Data Centre Investment Model](https://finamodel.com/templates/data-centre): Model data centre acquisition, lease-up, and exit returns for infrastructure investors.
- [Data Center Operations Model](https://finamodel.com/templates/data-center-ops): Model data center utilization, power costs, and unit economics per rack and customer.
- [Cloud Infrastructure Model](https://finamodel.com/templates/cloud-infra): Forecast cloud compute, storage, and networking spend with capacity and pricing assumptions.
- [Project Finance Debt Sculpting Model](https://finamodel.com/templates/project-finance-sculpting): Optimized debt schedules, amortization profiles, and DSCR tailoring for project finance and infrastructure loans.
- [Infrastructure Fund Operating Model](https://finamodel.com/templates/infrastructure-fund): Operating model for infrastructure funds including portfolio asset management, cash flow waterfall, and GP/LP economics.
- [Infrastructure Bond Valuation Model](https://finamodel.com/templates/infrastructure-bond): Valuation model for infrastructure bonds including project cash flows, debt service coverage, and credit rating sensitivity.
- [Infrastructure Concession and Toll Road Model](https://finamodel.com/templates/infrastructure-concession): Concession agreement model for toll roads, airports, and ports including traffic/volume forecasts, tariff escalation, and equity returns.
- [Public-Private Partnership Availability Model](https://finamodel.com/templates/ppp-availability): Revenue availability model, unitary payments, debt service coverage, and equity IRR for PPP infrastructure projects.
- [Tax Equity Flip Structure](https://finamodel.com/templates/tax-equity-flip): Model a tax equity investment in renewable energy with flip structures, IRR waterfalls, and tax benefit allocation.
- [Airline Operations Model](https://finamodel.com/templates/airline): Airline financial projections with route, fleet, and capacity planning.
- [Airport Financial Model](https://finamodel.com/templates/airport): Airport concession and operational revenue forecasting.
- [Shipping Company Operating Model](https://finamodel.com/templates/shipping): Operating model for shipping companies with vessel utilization, freight rates, bunker costs, and operational efficiency metrics.
- [Railway Concession and Operations Model](https://finamodel.com/templates/rail-concession): Passenger and freight revenue, operating costs, capital investment, and concessionaire returns for railway projects.
- [Toll Road Concession Model](https://finamodel.com/templates/toll-road): Model toll road cash flows, traffic demand, toll rate escalation, and debt service with concession life assumptions.
- [Port Authority and Terminal Model](https://finamodel.com/templates/port): Container throughput, terminal operations, revenue, and profitability for port and container terminal operators.
- [Car Rental Economics Model](https://finamodel.com/templates/car-rental): Vehicle fleet rental financial projections with utilization and rate dynamics.
- [Theme Park Operating Model](https://finamodel.com/templates/theme-park): Model theme park revenues by operating season, attendance drivers, and operating expenses with leverage and returns.
- [Sports Team Financial Model](https://finamodel.com/templates/sports-team): Operating and valuation model for sports teams showing revenue streams, player payroll, stadium economics, and franchise valuation.
- [Film Slate Financial Model](https://finamodel.com/templates/film-slate): Investment and returns model for film production slate with budgets, financing, and box office assumptions.
- [Music Royalties & Catalog Model](https://finamodel.com/templates/music-royalties): Valuation model for music royalties and catalog assets with streaming revenue, publishing, and mechanical rights.
- [Farm Operations Model](https://finamodel.com/templates/farm): Agricultural business model with crop yields, commodity pricing, operating costs, and profitability.
- [Livestock Operation Model](https://finamodel.com/templates/livestock): Financial model for animal agriculture operations including breeding cycles, feed costs, and commodity pricing.
- [Aquaculture Operations Model](https://finamodel.com/templates/aquaculture): Fish farm and aquaculture financial projections.
- [Timber REIT Model](https://finamodel.com/templates/timber): Value a timber portfolio with growth assumptions, harvest schedules, and stumpage price projections.
- [Carbon Credit Model](https://finamodel.com/templates/carbon-credit): Track carbon credits, offsets, and credit retirement with accounting treatment.
- [Biotech IP Licensing Model](https://finamodel.com/templates/biotech-licensing): Pharmaceutical and biotech licensing deal valuation.
- [Pharmaceutical Pipeline Valuation Model](https://finamodel.com/templates/pharma-pipeline): Clinical trial progression, probability-weighted cash flows, and R&D project valuation for drug candidates.
- [Medical Device Financial Model](https://finamodel.com/templates/medtech): Revenue and profitability model for medical device companies including R&D, regulatory, manufacturing, and distribution.
- [Chief Risk Officer Dashboard](https://finamodel.com/templates/cro): Aggregate risk metrics and exposures across the organization with heat maps and limits.
- [Private School Operating and Financial Model](https://finamodel.com/templates/private-school): Tuition revenue, student enrollment, operating expenses, and profitability for independent schools.
- [University Endowment Model](https://finamodel.com/templates/university): Model endowment allocation, spending policy, and required returns to sustain university operations.
- [Municipal Budget Model](https://finamodel.com/templates/municipal-budget): Financial model for municipal governments including revenue forecasts, expenditure planning, and debt capacity.
- [Stablecoin Tokenomics Model](https://finamodel.com/templates/stablecoin): Economic model for stablecoin reserve backing, yield generation, and capital efficiency of reserve portfolios.
- [Crypto Exchange Economics Model](https://finamodel.com/templates/crypto-exchange): Model exchange revenue from trading volume, fees, and token incentives with unit economics.
- [DeFi Protocol Model](https://finamodel.com/templates/defi-protocol): Financial model for decentralized finance protocols with token economics, treasury, and revenue streams.
- [GameFi Token Economics Model](https://finamodel.com/templates/gamefi): Token supply, mint/burn mechanics, and player economics model for play-to-earn games and blockchain-based gaming platforms.
- [Goodwill Impairment Testing Model](https://finamodel.com/templates/goodwill-impairment): Annual impairment test model for purchased goodwill and intangibles under ASC 350, comparing fair value to book value.
- [Transfer Pricing Study](https://finamodel.com/templates/transfer-pricing): Model transfer prices for intra-company transactions with arm's length benchmarking and BEPS compliance.
- [Cost Allocation Model](https://finamodel.com/templates/cost-allocation): Allocate shared costs to business units or products using driver-based mechanics.
- [Convertible Bond Model](https://finamodel.com/templates/convertible-bond): Model convertible bond economics with conversion scenarios, dilution, and bond value.
- [Preferred Equity Waterfall Model](https://finamodel.com/templates/preferred-equity-waterfall): Multi-class capital stack, liquidation preferences, and equity holder returns for preferred and common stock.
- [SPAC Merger Economics Model](https://finamodel.com/templates/spac): Financial model for SPAC mergers analyzing trust account, sponsor shares, redemptions, and pro forma ownership after combination.
- [Fintech Payments Platform Model](https://finamodel.com/templates/fintech-payments): Unit economics model for payments fintech with transaction volume, take rate, and customer cohorts.
- [AdTech Revenue Model](https://finamodel.com/templates/adtech): Advertising technology platform financial projections.
- [AI/ML Startup Model](https://finamodel.com/templates/ai-ml): Financial projections for AI and machine learning companies.
- [Consulting Firm](https://finamodel.com/templates/consulting-firm): Five-year pyramid model: headcount, utilization, billable rate, comp, and margins.
- [Dental Practice](https://finamodel.com/templates/dental-practice): Five-year service-mix model: visits, production, collections, comp, and margins.
- [DuPont Analysis](https://finamodel.com/templates/dupont-analysis): Five-year ROE decomposition into margin, turnover, and leverage with peer benchmark.
- [Gross Margin Bridge](https://finamodel.com/templates/gross-margin-bridge): PY to CY gross profit walk across Volume, Price, Mix, Cost, FX for a 5-SKU portfolio.
- [Freight Trucking](https://finamodel.com/templates/freight-trucking): 12-month fleet operations and P&L model for a three-class trucking carrier with revenue per mile, cost per mile, and operating ratio.
- [Earn-Out](https://finamodel.com/templates/earn-out): 4-year M&A earn-out structure model with revenue and EBITDA targets, per-year and aggregate caps, plus buyer all-in and seller NPV views.
- [EBITDA Bridge](https://finamodel.com/templates/ebitda-bridge): Year-over-year EBITDA walk decomposed into eight drivers — Volume, Price, Variable Cost, SG&A, R&D, Other Opex, Restructuring, and FX — with a tolerance-based reconciliation check.
- [Coworking Space](https://finamodel.com/templates/coworking-space): 5-year operating model for a coworking facility with tiered memberships, capacity, and ancillary revenue.
- [Bonus Accrual](https://finamodel.com/templates/bonus-accrual): Five-department annual bonus pool with monthly accrual and payout schedule.
- [Option Pricing](https://finamodel.com/templates/option-pricing): Black-Scholes call and put prices with Greeks, payoff grid, and two-way sensitivity.
- [Carried Interest](https://finamodel.com/templates/carried-interest): European-waterfall PE / VC carried-interest model with LP MoIC and GP carry $.
- [Revenue-Based Financing](https://finamodel.com/templates/revenue-based-financing): RBF advance model: single-deal payback, 24-month rolling-cohort portfolio, MOIC / IRR / payback, factor x remit % sensitivity.
- [Catastrophe Bond (ILS)](https://finamodel.com/templates/catastrophe-bond): Single-tranche indemnity cat bond: notional roll-forward, coupon stream, scenario loss paths, IRR / YTM / multiple, sensitivity grid.
- [Aircraft Leasing](https://finamodel.com/templates/aircraft-leasing): 10-aircraft narrowbody operating-lease portfolio: NBV roll-forward, lease income, senior debt schedule, levered IRR / equity multiple, sensitivity grid.
- [Wealth Management](https://finamodel.com/templates/wealth-management): RIA operating model and valuation: AUM roll-forward, advisory-fee revenue, headcount-driven costs, EBITDA-multiple and DCF valuation, owner equity IRR.
- [Litigation Funding Portfolio](https://finamodel.com/templates/litigation-funding): 8-case commercial-litigation fund: per-case EV recovery, scenario-driven win rates, European-waterfall fees, gross / net IRR and MOIC.
- [Neobank Operating Model](https://finamodel.com/templates/neobank): 5-year digital-bank forecast: customer cohort, NIM, CET1 capital ratio, LTV/CAC, P&L and balance sheet.
- [Pet Care Roll-Up Model](https://finamodel.com/templates/pet-care): 5-year veterinary-clinic roll-up: M&A pace, per-clinic economics, platform EBITDA, sponsor IRR and exit multiple arbitrage.
- [Home Builder Operating Model](https://finamodel.com/templates/home-builder): 5-year production homebuilder forecast: community panel, segment closings, ASP, home gross margin, EBITDA, ROIC and ROE.

## Company sectors

- [Communication Services](https://finamodel.com/company/sectors/communication-services)
- [Consumer Discretionary](https://finamodel.com/company/sectors/consumer-discretionary)
- [Consumer Staples](https://finamodel.com/company/sectors/consumer-staples)
- [Energy](https://finamodel.com/company/sectors/energy)
- [Financials](https://finamodel.com/company/sectors/financials)
- [Health Care](https://finamodel.com/company/sectors/health-care)
- [Industrials](https://finamodel.com/company/sectors/industrials)
- [Information Technology](https://finamodel.com/company/sectors/information-technology)
- [Materials](https://finamodel.com/company/sectors/materials)
- [Other](https://finamodel.com/company/sectors/other)
- [Real Estate](https://finamodel.com/company/sectors/real-estate)
- [Utilities](https://finamodel.com/company/sectors/utilities)