# Financial Model Schedules

Reusable Excel building blocks pulled from real financial models.

Canonical: https://finamodel.com/schedules

## Core 3-Statement

The integrated income statement, balance sheet and cash flow spine.

- [Income Statement](https://finamodel.com/schedules/income-statement) - Revenue-to-net-income P&L build with margins and growth drivers. (95 models)
- [Balance Sheet](https://finamodel.com/schedules/balance-sheet) - Assets, liabilities and equity that tie to the income statement and cash flow. (82 models)
- [Cash Flow Statement](https://finamodel.com/schedules/cash-flow-statement) - Operating, investing and financing cash flows with a free-cash-flow bridge. (113 models)
- [Working Capital](https://finamodel.com/schedules/working-capital) - Receivables, payables and inventory days driving the cash conversion cycle. (33 models)
- [Equity Schedule](https://finamodel.com/schedules/equity-schedule) - Share capital and retained-earnings rollforward feeding the balance sheet. (1 models)
- [Tax Schedule](https://finamodel.com/schedules/tax-schedule) - Current and deferred tax build with effective-rate reconciliation. (8 models)

## Financing & Debt

Debt schedules, sources & uses, covenants and runway.

- [Debt Schedule](https://finamodel.com/schedules/debt-schedule) - Tranche-by-tranche debt with draws, repayments, interest and balances. (78 models)
- [Funding & Cash Runway](https://finamodel.com/schedules/funding-runway) - Cash burn, funding rounds and months-of-runway tracking. (9 models)
- [Covenants](https://finamodel.com/schedules/covenants) - Leverage, coverage and liquidity covenant tests against thresholds. (10 models)
- [Sources & Uses](https://finamodel.com/schedules/sources-and-uses) - Transaction funding bridge balancing sources against uses of capital. (10 models)
- [Loan Book](https://finamodel.com/schedules/loan-book) - Bank loan-portfolio build with yields, growth and provisioning. (3 models)

## Valuation & Returns

DCF, returns, waterfalls and sensitivity analysis.

- [DCF & Valuation](https://finamodel.com/schedules/dcf-valuation) - Discounted-cash-flow with WACC, terminal value and implied value per share. (21 models)
- [Returns Analysis](https://finamodel.com/schedules/returns-analysis) - IRR, MOIC and cash-on-cash returns for sponsors and investors. (76 models)
- [Ratios & KPIs](https://finamodel.com/schedules/ratios-kpis) - Operating and financial ratio dashboard derived from the statements. (12 models)
- [Capital Returns](https://finamodel.com/schedules/capital-returns) - Dividend and buyback schedule with payout and yield analysis. (4 models)
- [Sensitivity](https://finamodel.com/schedules/sensitivity) - Two-way data tables and tornado charts on the key value drivers. (63 models)
- [NAV & Portfolio](https://finamodel.com/schedules/nav-portfolio) - Net-asset-value and holdings rollup for funds and portfolios. (12 models)
- [Exit Waterfall](https://finamodel.com/schedules/exit-waterfall) - Distribution waterfall across debt, preferred and equity at exit. (27 models)

## Revenue & Operations

Revenue builds, opex, headcount and unit economics.

- [Revenue Build](https://finamodel.com/schedules/revenue-build) - Bottom-up revenue model from volume, price and mix drivers. (71 models)
- [Operating Expenses](https://finamodel.com/schedules/operating-expenses) - Opex build by line item with fixed/variable splits and ratios. (59 models)
- [Scenarios](https://finamodel.com/schedules/scenarios) - Base / bull / bear toggles driving the model via CHOOSE switches. (11 models)
- [Segment Build](https://finamodel.com/schedules/segment-build) - Revenue and margin built up across business or product segments. (2 models)
- [Unit Economics](https://finamodel.com/schedules/unit-economics) - LTV, CAC, payback and contribution margin with cohort retention. (17 models)
- [Headcount & Payroll](https://finamodel.com/schedules/headcount-payroll) - Hiring plan by department driving FTE counts and fully-loaded payroll. (15 models)
- [COGS Schedule](https://finamodel.com/schedules/cogs-schedule) - Cost of goods sold schedule tied to volumes and input pricing. (5 models)

## Assets & Capex

Fixed-asset, depreciation, lease and construction schedules.

- [Capex & Depreciation](https://finamodel.com/schedules/capex-depreciation) - Capital-spend and PP&E rollforward with depreciation schedules. (35 models)
- [Lease & Rent Roll](https://finamodel.com/schedules/lease-rent-roll) - Tenant-level rent roll and lease schedule with escalations. (7 models)
- [Construction Draw](https://finamodel.com/schedules/construction-draw) - Development cost and construction draw schedule over the build period. (13 models)

## Sector-Specific

Schedules built for REITs, banks, funds, utilities, insurers and more.

- [FFO / AFFO (REIT)](https://finamodel.com/schedules/ffo-affo) - Funds-from-operations and adjusted FFO bridge for REIT models. (1 models)
- [Rate Base (Utility)](https://finamodel.com/schedules/rate-base) - Regulated rate-base rollforward and allowed-return build for utilities. (1 models)
- [Regulatory Capital (Bank)](https://finamodel.com/schedules/regulatory-capital) - RWA, CET1 and capital-adequacy schedule for bank models. (6 models)
- [AUM Rollforward](https://finamodel.com/schedules/aum-rollforward) - Assets-under-management flows, market returns and fee base. (6 models)
- [Production & Pricing](https://finamodel.com/schedules/production-pricing) - Volume and commodity-price build for energy, mining and resources. (3 models)
- [Insurance Premiums & Claims](https://finamodel.com/schedules/insurance-premiums-claims) - Premium build with loss ratios, claims and reserve development. (5 models)
- [EPS & Share Count](https://finamodel.com/schedules/eps-share-count) - Diluted share-count rollforward and EPS bridge. (1 models)
- [Fee Schedule](https://finamodel.com/schedules/fee-schedule) - Management and performance fee build for funds and managers. (8 models)
- [Store Rollforward](https://finamodel.com/schedules/store-rollforward) - Store-count build with openings, closures and per-store economics. (1 models)
- [Cap Table](https://finamodel.com/schedules/cap-table) - Ownership by round with conversions and dilution to exit. (7 models)