# Insurance Premiums & Claims Schedule

Premium build with loss ratios, claims and reserve development.

- Canonical: https://finamodel.com/schedules/insurance-premiums-claims
- Group: Sector-Specific
- Found in: 5 models
- Sheet-name variants: Premium_Build, Claims_Reserves

## About this insurance premiums and claims schedule

An insurance premiums and claims schedule forecasts written premiums, earned premiums, loss ratios, claims, reserves, acquisition costs, and underwriting result. It links policy growth and risk assumptions to profitability and capital needs.

Use this free Excel insurance premiums and claims schedule preview to compare insurtech, carrier, broker, and insurance portfolio model layouts. It is useful for underwriting forecasts, reserve analysis, loss-ratio planning, and insurance company valuation.

## Source models

- [insurtech](https://finamodel.com/templates/insurtech-model) - sheet: Premium_Build
- [insurance-portfolio](https://finamodel.com/templates/insurance-portfolio-model) - sheet: Premium_Build
- [life-insurance](https://finamodel.com/templates/life-insurance-model) - sheet: Premium_Build
- [reinsurance](https://finamodel.com/templates/reinsurance-model) - sheet: Premium_Build
- [captive-insurance](https://finamodel.com/templates/captive-insurance-model) - sheet: Premium_Build

## Related schedules

- [Fee Schedule](https://finamodel.com/schedules/fee-schedule) - Management and performance fee build for funds and managers.
- [Cap Table](https://finamodel.com/schedules/cap-table) - Ownership by round with conversions and dilution to exit.
- [Regulatory Capital (Bank)](https://finamodel.com/schedules/regulatory-capital) - RWA, CET1 and capital-adequacy schedule for bank models.
- [AUM Rollforward](https://finamodel.com/schedules/aum-rollforward) - Assets-under-management flows, market returns and fee base.
- [Production & Pricing](https://finamodel.com/schedules/production-pricing) - Volume and commodity-price build for energy, mining and resources.
- [FFO / AFFO (REIT)](https://finamodel.com/schedules/ffo-affo) - Funds-from-operations and adjusted FFO bridge for REIT models.