# Insurance Financial Models

Canonical: https://finamodel.com/sectors/insurance

Insurers collect premiums before the final cost of claims is known. An apparently profitable year can change when loss estimates are revised, while investment income accumulates on funds held for future payments. Brokerage businesses earn fees without taking on the same underwriting obligations.

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- [Progressive](https://finamodel.com/companies/progressive)
- [Allstate](https://finamodel.com/companies/allstate)
- [Prudential Financial](https://finamodel.com/companies/prudential-financial)
- [Chubb Limited](https://finamodel.com/companies/chubb-limited)
- [Travelers Companies](https://finamodel.com/companies/travelers-companies)
- [American International Group](https://finamodel.com/companies/american-international-group)
- [Marsh McLennan](https://finamodel.com/companies/marsh-mclennan)
- [Aflac](https://finamodel.com/companies/aflac)
- [Everest Group](https://finamodel.com/companies/everest-group)
- [Principal Financial Group](https://finamodel.com/companies/principal-financial-group)
- [Arch Capital Group](https://finamodel.com/companies/arch-capital-group)
- [Aon](https://finamodel.com/companies/aon)
- [Assurant](https://finamodel.com/companies/assurant)
- [Arthur J. Gallagher & Co.](https://finamodel.com/companies/arthur-j-gallagher)
- [Cincinnati Financial](https://finamodel.com/companies/cincinnati-financial)
- [Willis Towers Watson](https://finamodel.com/companies/willis-towers-watson)
- [Globe Life](https://finamodel.com/companies/globe-life)
- [Brown & Brown](https://finamodel.com/companies/brown-brown)
- [Erie Indemnity](https://finamodel.com/companies/erie-indemnity)
- [Loews](https://finamodel.com/companies/loews)
- [MetLife](https://finamodel.com/companies/metlife)
- [Hartford](https://finamodel.com/companies/hartford)
- [W. R. Berkley](https://finamodel.com/companies/w-r-berkley)
- [Berkshire Hathaway](https://finamodel.com/companies/berkshire-hathaway)