# Bank Capital Adequacy Model

Calculate bank regulatory capital ratios with realistic RWA by asset class, stress losses by scenario, and projections of future capital ratios under earnings and dividend assumptions.

- Canonical: https://finamodel.com/templates/bank-capital-adequacy
- Download (.xlsx): https://finamodel.com/templates/bank-capital-adequacy.xlsx
- Category: Banking & Finance
- Model type: Sector planning
- Difficulty: Advanced
- Audiences: Credit & risk, Investors & analysts
- Tags: bank capital, regulatory, RWA, stress testing, CCAR

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