# Operating Businesses Financial Model Templates Free operating business model templates in Excel for small and mid-sized companies - revenue build, cost structure, and a full P&L and cash flow forecast. Practical templates for owners, operators, and advisors. Canonical: https://finamodel.com/templates/categories/operating-businesses ## Templates - [Food Manufacturing Model](https://finamodel.com/templates/food-manufacturing-model) - Operating model for food production and processing businesses with ingredient sourcing, production scheduling, and margin analysis. - [Consulting Firm](https://finamodel.com/templates/consulting-firm) - Five-year pyramid model: headcount, utilization, billable rate, comp, and margins. - [Dental Practice](https://finamodel.com/templates/dental-practice) - Five-year service-mix model: visits, production, collections, comp, and margins. - [Freight Trucking](https://finamodel.com/templates/freight-trucking) - 12-month fleet operations and P&L model for a three-class trucking carrier with revenue per mile, cost per mile, and operating ratio. - [Coworking Space](https://finamodel.com/templates/coworking-space) - 5-year operating model for a coworking facility with tiered memberships, capacity, and ancillary revenue. - [Staffing Agency Model](https://finamodel.com/templates/staffing-agency) - Plan and value a staffing agency using recruiter capacity, worker placements, client billing, and operating costs. - [Funeral Home Model](https://finamodel.com/templates/funeral-home) - Plan and value a multi-location funeral home and cemetery operator using case volumes, disposition mix, pre-need trust income, and a DCF. - [Vineyard & Winery Model](https://finamodel.com/templates/vineyard) - Plan and value a vineyard and winery across production, wine sales, tasting rooms, wine clubs, and costs. - [Pest Control Services Model](https://finamodel.com/templates/pest-control) - Plan and value a pest-control services operator using recurring customer retention, route density, service tiers, and a DCF. - [HVAC Services Rollup Model](https://finamodel.com/templates/hvac-services) - Plan and value an HVAC and plumbing rollup using technician job capacity, service contracts, parts margins, and a DCF. - [Landscaping Rollup Model](https://finamodel.com/templates/landscaping) - Plan and value a commercial and residential landscaping business using recurring maintenance contracts, crew hours, and a DCF. - [Law Firm Model](https://finamodel.com/templates/law-firm) - Plan and value a law firm using partner-to-associate leverage, billable hours, billing rates, realization, and profit per partner. - [Retail Store Model](https://finamodel.com/templates/retail-store) - Plan and value a retail-store chain using new stores, customer traffic, sales, inventory, and operating costs. - [Marketing Agency Model](https://finamodel.com/templates/marketing-agency) - Plan and value a digital marketing agency using retainer client retention, staff utilization, billable rates, and a DCF. - [Home Services Model](https://finamodel.com/templates/home-services) - Plan and value a multi-trade residential home-services business using technician dispatch, recurring jobs, CAC, and a DCF. - [Outpatient Clinic Model](https://finamodel.com/templates/outpatient-clinic) - Plan and value a multi-specialty outpatient clinic group using provider capacity, visit volume, payer mix collections, and a DCF. - [Salon & Spa Model](https://finamodel.com/templates/salon-spa) - Plan and value a salon or spa group using locations, bookings, service mix, memberships, and staff costs. - [Equipment Rental Model](https://finamodel.com/templates/equipment-rental) - Plan and value an equipment rental yard using fleet utilization, rental rate cards, maintenance capex, and a DCF. - [Food Truck Fleet Model](https://finamodel.com/templates/food-truck-fleet) - Plan and value a multi-unit food truck fleet using location routes, transaction volume, menu mix, prep labor, and a DCF. - [Bowling Alley Model](https://finamodel.com/templates/bowling-alley) - Plan and value a bowling and family entertainment center using lane utilization, shoe rentals, arcade revenue, F&B, and a DCF. - [Insurance Agency (P&C Broker) Model](https://finamodel.com/templates/insurance-agency) - Plan and value a P&C insurance agency using premiums in force, policy retention, contingent commissions, and a DCF. - [Moving Company Model](https://finamodel.com/templates/moving-company) - Plan and value a moving company using local crew hours, long-distance weight tariffs, claims reserves, and a DCF. - [Trampoline Park Model](https://finamodel.com/templates/trampoline-park) - Plan and value an indoor trampoline park using admissions, parties, memberships, capacity, and operating costs. - [Photography Studio Model](https://finamodel.com/templates/photography-studio) - Plan and value a wedding photography studio using booking capacity, package tiers, associate photographer margins, and a DCF. - [Hardware Store Model](https://finamodel.com/templates/hardware-store) - Plan and value an independent hardware store using DIY retail foot traffic, contractor trade accounts, inventory turns, and a DCF. - [Recording Studio Model](https://finamodel.com/templates/recording-studio) - Plan and value a commercial recording studio using room bookings, project mix, cancellations, and operating costs. - [Tutoring Center Model](https://finamodel.com/templates/tutoring-center) - Plan and value a multi-subject tutoring center using tutor capacity by subject, prepaid packages, and operating costs. - [Flight School Model](https://finamodel.com/templates/flight-school) - Plan and value an aviation flight school using aircraft fleet hours, flight instructor capacity, student cohorts, and a DCF. ## Frequently asked questions ### Are these templates really free to download? Yes. Every template is a free Excel download with live formulas after email signup. No credit card or paywall is required. Click any template, enter your email, download the .xlsx file, and open it in Excel, Google Sheets, or LibreOffice. ### What is an operating business model? An operating business model forecasts a company's day-to-day economics - revenue drivers, cost of sales, operating expenses, and headcount - through to a P&L, cash flow, and often a simple balance sheet. ### Who are these templates for? Business owners, operators, and the accountants or advisors who support them - anyone who needs a working budget or forecast without building it from a blank sheet. ### Can I edit the models after downloading? Yes. The free downloads are unlocked Excel workbooks with live formulas, no macros, and no password protection. You can change assumptions, add rows, relabel line items, and adapt the structure.