# Credit Rating Model

Forecast credit metrics and estimate debt ratings without waiting for agency decisions.

- Canonical: https://finamodel.com/templates/credit-rating
- Download (.xlsx): https://finamodel.com/templates/credit-rating.xlsx
- Category: Banking
- Model type: Sector planning
- Difficulty: Advanced
- Audiences: Credit & risk, Investors & analysts
- Tags: Credit analysis, Rating, Leverage, Coverage

## Related templates

- [Credit Stress Testing Framework](https://finamodel.com/templates/stress-testing)
- [Bank Loan Analysis Model](https://finamodel.com/templates/bank-loan)