# Factoring Program Model

Model a factoring program with invoice volumes, advance rates, fees, and repayment flows—without overestimating collection rates.

- Canonical: https://finamodel.com/templates/factoring
- Download (.xlsx): https://finamodel.com/templates/factoring.xlsx
- Category: Credit
- Model type: Underwriting
- Difficulty: Beginner
- Audiences: Credit & risk, Bankers & advisors
- Tags: factoring, receivables, supply-chain-finance, advance-rate, yield

## Related templates

- [Trade Finance Underwriting](https://finamodel.com/templates/trade-finance)
- [Working Capital Model](https://finamodel.com/templates/working-capital)
- [Direct Lending Fund Model](https://finamodel.com/templates/direct-lending)
