# Life Insurance Valuation Model

Value an in-force life insurance book by projecting premiums, claims, lapses, and expenses to calculate embedded value and cost of acquisition.

- Canonical: https://finamodel.com/templates/life-insurance
- Download (.xlsx): https://finamodel.com/templates/life-insurance.xlsx
- Category: Insurance
- Model type: Portfolio
- Difficulty: Intermediate
- Audiences: Investors & analysts, Credit & risk
- Tags: life-insurance, valuation, mortality, embedded-value, lapse

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