# Loan Portfolio CDR Model

Forecast loan defaults by vintage and cohort, model recovery and loss severity, and calculate portfolio risk metrics to assess reserve adequacy.

- Canonical: https://finamodel.com/templates/loan-portfolio-cdr
- Download (.xlsx): https://finamodel.com/templates/loan-portfolio-cdr.xlsx
- Category: Credit
- Model type: Portfolio
- Difficulty: Advanced
- Audiences: Credit & risk, Bankers & advisors
- Tags: credit-risk, loan-portfolio, default-rate, loss-severity, reserve

## Related templates

- [Credit Portfolio CDO Model](https://finamodel.com/templates/credit-portfolio-cdo)
- [Mortgage Portfolio Model](https://finamodel.com/templates/mortgage-portfolio)
- [Student Loan Portfolio](https://finamodel.com/templates/student-loan)