# Debt Restructuring and Out-of-Court Model

Model debt restructuring scenarios with maturity extensions, interest rate reductions, covenant relief, and recovery waterfall without manually calculating new amortization schedules.

- Canonical: https://finamodel.com/templates/restructuring
- Download (.xlsx): https://finamodel.com/templates/restructuring.xlsx
- Category: Corporate Finance
- Model type: Valuation
- Difficulty: Advanced
- Audiences: Bankers & advisors, Credit & risk
- Tags: restructuring, distressed-debt, debt-for-equity, covenant-relief, recovery

## Related templates

- [Distressed Debt Analysis](https://finamodel.com/templates/distressed-debt)
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- [Mezzanine Debt Funding Model](https://finamodel.com/templates/mezzanine-debt)