Last reviewed May 2026

Finance Industry Statistics

A reference hub for finance industry statistics across banking, fintech, capital markets, investment management, consumer finance, employment, and compliance — drawn from the FDIC, Federal Reserve, IMF, BIS, and other primary sources.

Key statistics at a glance

The four numbers that frame the size and shape of the global finance industry.

Global banking sector assets~$164T

Total assets of the world's 1,000 largest banks (2024) — the largest single pool in the financial system.

Source: The Banker
Professionally managed AUM~$147T

Assets under management across funds, institutions, and wealth managers globally (mid-2025).

Source: BCG
Global ETF assets$21.9T

Exchange-traded fund assets worldwide — a record high as of April 2026.

Source: ETFGI
Private credit market~$2T

Non-bank direct lending; AUM is approaching $2 trillion and projected to pass it during 2026.

Source: Preqin

Banking statistics

Banking is the core of the financial system and the easiest segment to track on a monthly cadence. Deposit and loan growth, margins, and credit quality together describe where the credit cycle stands.

Deposit growth+1.3% YoY

Insured deposits rose 1.3% year over year — a sixth straight quarterly increase (FDIC, Q4 2025).

Source: FDIC
Loan growth+5.9%

Loans grew at a 5.9% annual rate in Q4 2025, the fastest in 11 quarters (FDIC).

Source: FDIC
Net interest margin (NIM)3.39%

The industry net interest margin, the core measure of bank profitability (FDIC, Q4 2025).

Source: FDIC
Credit-card delinquency~2.9%

Delinquency at commercial banks (Q1 2026); card and auto delinquencies are roughly stable.

Source: FRED
30-year US mortgage rate6.36%

Average 30-year fixed rate, week of May 14, 2026 — down from 6.81% a year earlier (Freddie Mac).

Source: Freddie Mac
Fed funds target rate3.50–3.75%

The Federal Reserve's target range, held unchanged for a third straight meeting (April 2026).

Source: Federal Reserve

Fintech statistics

Fintech is the most SaaS-adjacent segment and the easiest to turn into shareable charts. Funding, deal counts, and adoption metrics swing sharply with the venture cycle.

Fintech venture funding$116B (2025)

Global fintech funding rose from $95B in 2024 — the first up year after three years of decline.

Source: KPMG
Fintech deal count4,719 (2025)

Deal count fell to its lowest since 2017; capital is concentrating in fewer, later-stage rounds.

Source: KPMG
Digital banking adoption~72%

Share of US adults using mobile banking apps, up from 65% in 2022; European penetration is higher still.

Source: Bankrate
Card & digital payment volume$11T (2025)

Card volume processed by the ten largest payment firms alone; cards are ~65% of global transactions.

Source: Nilson Report
Buy now, pay later (BNPL)~$560B (2025)

Global BNPL transaction volume, up roughly 14% year over year and forecast to keep growing.

Source: Research and Markets

Investment & asset management statistics

Useful for anyone targeting asset managers, wealth managers, family offices, or investor tools. Fund flows and AUM by asset class are highly searchable on a monthly basis.

Global AUM~$147T

Professionally managed assets — roughly 60% active, 25% passive, 15% alternatives (mid-2025).

Source: PwC
ETF net inflows$2.4T (2025)

Record global net ETF inflows in 2025; total ETF assets hit a record high at year-end.

Source: ETFGI
Private credit growth~10% / yr

Private debt AUM is projected to compound near 10% annually through the end of the decade.

Source: Preqin
Retail investor activity~$308B (2025)

Record US retail equity inflows in 2025; two-thirds of new brokerage accounts were opened by under-45s.

Source: CNBC
Hedge fund industry capital>$5T

Industry capital surpassed $5 trillion in 2025 on ~11–12% average returns — the best year since 2009.

Source: HFR

Financial markets statistics

A monthly snapshot of investor sentiment: equity performance, the cost of capital in bond yields, and volatility regimes. These figures move daily and are refreshed in the monthly editions.

S&P 500 performance+6% YTD

Total return so far in 2026, with the index trading in the high-6,000s (May 2026).

Source: Slickcharts
US 10-year Treasury yield~4.6%

Near a 16-month high; yields set the cost of capital and signal risk appetite (May 2026).

Source: FRED
Market volatility (VIX)~17

The Cboe volatility index sits in calm territory; it spikes during stress events (May 2026).

Source: FRED

Consumer finance statistics

Household balance-sheet metrics — debt, savings, and credit usage — show how resilient consumers are to rate and inflation pressure.

Total household debt$18.8T

Total US household debt, a record nominal high (NY Fed, Q1 2026).

Source: NY Fed
Credit card balances$1.25T

US credit-card balances, up 5.9% year over year (NY Fed, Q1 2026).

Source: NY Fed
Personal savings rate3.6%

The US personal savings rate, below its long-run average (BEA, March 2026).

Source: BEA

Finance employment statistics

An underrated SEO category. Hiring trends, layoffs, salaries, and the impact of AI on finance roles all draw steady search traffic.

Finance job openings+98k (Mar 2026)

Finance and insurance was one of the strongest sectors for job-opening gains in March 2026 (BLS JOLTS).

Source: BLS JOLTS
Banking & fintech layoffs~49k (2025)

Finance jobs cut in 2025; large-bank restructurings have pushed 2026 announcements higher.

AI impact on finance rolesAccelerating

Automation of analyst, operations, and compliance work is a growing driver of finance headcount cuts.

Regulatory & compliance statistics

Strong B2B material for anyone whose product touches risk, audit, security, onboarding, payments, or compliance.

AML fines (global)$3.8B (2025)

Global anti-money-laundering penalties in 2025, down from $4.6 billion in 2024.

Source: Fenergo
SEC enforcement actions456 (FY2025)

Enforcement actions in fiscal 2025, with monetary relief ordered across the year (SEC).

Source: SEC
Financial-sector data breaches739 (2025)

Data compromises at financial-services firms — the most-breached sector for a second straight year.

Source: ITRC
Consumer fraud losses$15.9B (2025)

Reported US fraud losses in 2025, up from $12.5 billion in 2024; investment scams led (FTC).

Source: FTC

Data sources & methodology

Each figure carries an as-of date in its description and a link to its source, and was last reviewed in full in May 2026. Point-in-time readings — index levels, yields, and rates — move daily; the monthly editions carry the latest. Banking-size and private-credit totals vary by definition across providers and are best read as approximate. Primary and reference sources:

Monthly editions

This hub captures the evergreen picture. Month-by-month finance statistics — with the latest figures — are published as dated editions on the blog.

Read the latest monthly reports →