Terms of Service

1. Acceptance of Terms

By accessing and using Finamodel ("the Service"), you accept and agree to be bound by the terms and provisions of this agreement. If you do not agree to abide by these terms, please do not use this Service.

2. Payment Processing & Merchant of Record

Our order process is conducted by our online reseller Whop. Whop is the Merchant of Record for all our orders. Whop provides all customer service inquiries and handles returns.

When you make a purchase, Whop processes your payment on our behalf. Whop handles all payment routing, tax collection, compliance, invoicing, subscription management, and fraud protection. Your payment card details are processed securely by Whop and are never stored or accessed by Finamodel.

For any payment-related inquiries, refunds, or billing questions, you may contact Whop directly through their support portal or reach out to our support team.

3. Template License and Permitted Use

Subject to these Terms, Finamodel grants you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to download, use, copy, and modify Finamodel financial model templates (the "Templates") for your personal use or your own internal business purposes, including client work, internal analysis, fundraising materials, and coursework. This license is not a transfer of ownership or intellectual-property rights in the Templates.

You may provide analyses, reports, and other work product created using a Template to clients or other third parties. Any delivery of a Template itself is limited to the one-to-one client permission below and may not enable further extraction, reuse, or redistribution.

You may add your own business branding to a Template for your own internal use or for delivery to one identified client as part of your professional services. That permission does not allow you to make the Template generally available, transfer it to additional clients, or sell it as a template or other standalone product.

You may not, whether the Template has been modified or not:

• sell, resell, license, sublicense, rent, lease, distribute, publish, upload, share, or otherwise make the Template available to any third party, except for the permitted one-to-one client delivery described above;
• use the Template, or any derivative work that is substantially based on it, as a template, product, or service for sale, resale, or commercial distribution;
• present, represent, or claim the underlying Template as your own original work, other than branding or work product expressly permitted above;
• remove or obscure any copyright, trademark, or other proprietary notice; or
• attempt to decompile, reverse engineer, or interfere with any software contained on Finamodel's website.

4. Subscriptions and Billing

Subscription Services: Finamodel offers subscription-based access to our financial modeling tools. When you purchase a subscription, you are entering into a recurring billing agreement.

• Subscriptions automatically renew at the end of each billing period (monthly or annually) unless cancelled.
• You will be charged the subscription fee at the beginning of each billing cycle.
• Prices are displayed inclusive of applicable taxes, which are calculated by Whop based on your location.
• You may cancel your subscription at any time through your account settings or by contacting Whop.

Consumer Right to Cancel: For initial subscription purchases, consumers have a 14-day right to cancel. This right does not apply to automatic renewals. Please see our Refund Policy for full details.

5. Disclaimer

The materials on Finamodel's website are provided on an 'as is' basis. Finamodel makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

No Financial Advice: Finamodel does not provide financial, investment, legal, or tax advice. All outputs generated by our AI-powered tools are for informational and educational purposes only and should be treated as general recommendations or suggestions.

AI Limitations: Our AI technology, while advanced, can make mistakes and may produce inaccurate or incomplete results. You should independently verify all AI-generated outputs before making any financial decisions. Finamodel is not liable for any actions taken based on AI-generated content or any errors, omissions, or inaccuracies in the outputs.

6. Limitations

In no event shall Finamodel or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on Finamodel's website, even if Finamodel or a Finamodel authorized representative has been notified orally or in writing of the possibility of such damage.

7. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of the United Arab Emirates (UAE). You irrevocably submit to the exclusive jurisdiction of the courts of the UAE.

In the event of a dispute, both parties agree to first attempt resolution through good-faith mediation. If mediation is pursued, the parties may mutually agree to conduct proceedings in an alternative jurisdiction as determined during the mediation process.

8. Contact Us

If you have any questions about these Terms of Service, please contact us:

For payment, refund, or billing inquiries, you may also contact Whop directly at whop.com.