Banking Financial Models

Loan growth creates interest income, but it also requires funding and capital. A bank can lend more and still earn less if deposit costs rise faster than loan yields. Credit provisions then determine how much of that lending income reaches shareholders.

JPM_Financial_Model.xlsx
Metric
2026
2027
Revenue
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--
EBITDA
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JPMorgan Chase logo

JPMorgan Chase

JPMorgan Chase is a leading global financial services firm and the largest bank in the United States by total assets, providing investment banking, consumer and commercial banking, financial transaction processing, and asset management.

BAC_Financial_Model.xlsx
Metric
2026
2027
Revenue
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EBITDA
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Bank of America logo

Bank of America

Bank of America is one of the world's largest financial institutions, serving individual consumers, small and middle-market businesses, and large corporations with a full range of banking, investing, asset management, and risk management products.

WFC_Financial_Model.xlsx
Metric
2026
2027
Revenue
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EBITDA
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Wells Fargo logo

Wells Fargo

Wells Fargo is a leading diversified financial services company providing banking, investment, and mortgage products to individuals, businesses, and institutions.

C_Financial_Model.xlsx
Metric
2026
2027
Revenue
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EBITDA
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Citigroup logo

Citigroup

Citigroup is a globally diversified financial services holding company providing consumer and corporate banking, investment banking, wealth management, and markets services across international markets.

MS_Financial_Model.xlsx
Metric
2026
2027
Revenue
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EBITDA
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Morgan Stanley logo

Morgan Stanley

Morgan Stanley is a premier global financial services firm providing investment banking, securities, wealth management, and investment management services.

GS_Financial_Model.xlsx
Metric
2026
2027
Revenue
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EBITDA
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Goldman Sachs logo

Goldman Sachs

Goldman Sachs is a leading global financial institution that delivers a broad range of financial services across investment banking, securities, investment management, and consumer banking to a large and diversified client base.

USB_Financial_Model.xlsx
Metric
2026
2027
Revenue
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EBITDA
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U.S. Bancorp logo

U.S. Bancorp

U.S. Bancorp is a diversified financial services holding company and parent of U.S. Bank National Association, providing traditional lending and deposit services alongside a payments and wealth management franchise.

TFC_Financial_Model.xlsx
Metric
2026
2027
Revenue
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EBITDA
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Truist Financial logo

Truist Financial

Truist Financial Corporation is a top-10 United States commercial bank headquartered in Charlotte, North Carolina, formed by the 2019 merger of BB&T and SunTrust.

PNC_Financial_Model.xlsx
Metric
2026
2027
Revenue
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EBITDA
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PNC Financial Services logo

PNC Financial Services

PNC Financial Services Group is one of the largest diversified financial services institutions in the United States, operating a coast-to-coast retail branch network and a premier corporate banking franchise.

BK_Financial_Model.xlsx
Metric
2026
2027
Revenue
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EBITDA
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BNY Mellon logo

BNY Mellon

The Bank of New York Mellon Corporation (BNY Mellon) is a globally systemic financial services institution that primarily operates as a trust bank, providing investment management, investment services, and wealth management to institutions and high-net-worth individuals.

STT_Financial_Model.xlsx
Metric
2026
2027
Revenue
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EBITDA
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State Street logo

State Street

State Street Corporation (STT) is a globally systemically important bank (G-SIB) and one of the world's largest providers of financial services to institutional investors.

FITB_Financial_Model.xlsx
Metric
2026
2027
Revenue
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EBITDA
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Fifth Third Bancorp logo

Fifth Third Bancorp

Fifth Third Bancorp is a diversified financial services company and regional bank headquartered in Cincinnati, Ohio.

RF_Financial_Model.xlsx
Metric
2026
2027
Revenue
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EBITDA
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Regions Financial logo

Regions Financial

Regions Financial Corporation is a regional bank holding company providing traditional commercial, retail, and mortgage banking services, alongside wealth management and capital markets capabilities.

COF_Financial_Model.xlsx
Metric
2026
2027
Revenue
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EBITDA
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Capital One logo

Capital One

Capital One Financial Corporation (COF) is a diversified financial services holding company and one of the largest banks in the United States.

NTRS_Financial_Model.xlsx
Metric
2026
2027
Revenue
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EBITDA
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Northern Trust logo

Northern Trust

Northern Trust Corporation is a leading provider of wealth management, asset servicing, asset management, and banking solutions to corporations, institutions, affluent families, and individuals.

MTB_Financial_Model.xlsx
Metric
2026
2027
Revenue
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EBITDA
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M&T Bank logo

M&T Bank

M&T Bank Corporation is a regional bank holding company providing retail and commercial banking, trust, wealth management, and investment services.

KEY_Financial_Model.xlsx
Metric
2026
2027
Revenue
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EBITDA
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Key logo

Key

KeyCorp is a premier United States regional bank holding company headquartered in Cleveland, Ohio, operating primarily through its principal subsidiary, KeyBank National Association.

HBAN_Financial_Model.xlsx
Metric
2026
2027
Revenue
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EBITDA
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Huntington Bancshares logo

Huntington Bancshares

Huntington Bancshares Incorporated (HBAN) is a diversified regional bank holding company headquartered in Columbus, Ohio, providing commercial, consumer, and mortgage banking services.

CFG_Financial_Model.xlsx
Metric
2026
2027
Revenue
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EBITDA
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Citizens Financial Group logo

Citizens Financial Group

Citizens Financial Group (CFG) is one of the largest regional banks in the United States, providing retail and commercial banking products and services to individuals, small businesses, middle-market companies, and large corporations.

SYF_Financial_Model.xlsx
Metric
2026
2027
Revenue
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EBITDA
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Synchrony Financial logo

Synchrony Financial

Synchrony Financial is a premier consumer financial services company in the United States, providing private label credit cards, dual-purpose co-branded cards, promotional financing, and instalment lending.

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