Trade Finance Pro Forma
Capital Markets Excel Template (Free Download)
Project a trade finance facility from funded invoices and collateral through repayment, losses, cash flow, and lender returns.
professionals from Deloitte
About this pro forma
This pro forma connects facility terms, invoice volumes, payment days, advance rates, collateral, and defaults to projected underwriting results. The underlying Excel model is the engine and the pro forma is the projected decision output.
Use it to test concentration, delays, recoveries, and funding costs before approving a facility or reviewing portfolio capacity.
What every model includes
Live formulas, no hardcoded values
Outputs are driven by live formulas, so the workbook updates from its assumptions instead of relying on hardcoded results.
All assumptions in one tab
Inputs are clearly marked in the Assumptions tab and separated from calculations, making it clear what to change and what to leave intact.
Statements always balancing
For integrated-statement models, the balance sheet, cash flow, and supporting schedules tie through properly.
Distinct schedules for clarity
Debt, working capital, taxes, and cash flow can get messy quickly. We group calculations in clear schedules, not across disconnected tabs.
No hidden macros or external links
There are no unexplained external workbook links or macros to undermine auditability or portability.
Changes flow through the model
Update a key driver and see the impact carry through the forecast, financing, and return outputs. We never use hardcoded numbers in formulas.
What's inside the Trade Finance Pro Forma
- Funded volume and facility utilization
- Advance rates and collateral coverage
- Fee and interest income
- Default, recovery, and loss assumptions
- Funding costs and net cash flow
- Lender IRR and return summary
Formatted to IB standards
Named theme colors repaint the whole workbook in one click, on top of an investment-banking structure with clear input, output, and cross-sheet reference styling - brand-ready, institutional-grade, and fully auditable.
Created by ex-finance professionals
Hey, I’m Alex and I created Finamodel.
Over my years in the finance industry I kept building the same models over and over again. Same structure, same assumptions, different logo. So I started building frameworks to turn them into clean, reusable templates.
Every model here is one I’d actually use for a client, and I personally vet each one before it goes up.
I’m not an expert in every industry, but I’ve built enough models to know what belongs in one. And when something is completely foreign to me, I reach out to my network for experts to work on our models with us.
Having a template library on hand cuts a first build from hours to minutes.
Need help finding your model? You’ll find me in the Finamodel app!
Frequently asked
What does it model?+
Facility funding, collateral, repayment timing, fees, losses, and lender returns.
Can I test defaults?+
Yes. Flex payment, default, recovery, and collateral assumptions.
Who uses it?+
Trade lenders, credit committees, specialty finance teams, and investors.
What powers the output?+
The underlying Excel model calculates the projected balances, cash flows, and returns.
Have more financial modelling questions? Contact us
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