Fintech Startup Financial ModelsPage 2
Fintech startup financial model examples in Excel, covering payment volumes, transaction fees, banking income, and recurring software revenue. Explore revenue forecasts, operating costs, and the cash needed to grow.

Revolut
$66.0M raisedMobile "personal money cloud" for fee-free cross-currency spending, sending, and exchange.

Front (Series D)
$65.0M raisedFront is a customer communication hub that replaces email and ticketing tools for customer-facing teams, combining inbox UX with real-time collaboration, automation, and analytics.
Griffin
$65.0M raisedGriffin is a UK bank providing API-based banking and embedded finance infrastructure.

Airbase
$60.0M raisedUnified non-payroll spend management platform (corporate cards, AP/bill pay, expense reimbursement, approval workflows) for mid-market companies.

Squire
$59.0M raisedVertical SaaS + payment processing platform built exclusively for barbershops and men's salons.

Pennylane
$57.0M raisedAll-in-one financial platform serving as both an accounting production tool for chartered accountants and a real-time financial steering tool for their SME clients.
Chiper
$53.0M raisedB2B e-commerce platform digitizing inventory replenishment for independent corner stores (tiendas) in Latin America.

Signpost
$52.0M raisedAutomated CRM and marketing platform for local businesses - captures customer data and drives reviews, repeat business, and referrals with zero merchant effort.

Altruist
$50.0M raisedVertically integrated all-in-one platform for registered investment advisors (RIAs) - combining custodial, portfolio management, practice management, and client acquisition tools.

ComplyAdvantage
$50.0M raisedAI-powered AML compliance SaaS platform providing real-time financial crime data (sanctions, PEPs, adverse media) and transaction monitoring/screening to banks and fintechs via API.

Pinwheel
$50.0M raisedAPI platform providing payroll data connectivity (direct deposit switching, income/employment verification) to fintech companies
PrimaryBid
$50.0M raisedB2B2C platform that plugs retail investors into institutional equity fundraisings (IPOs, ABBs) in real time via broker/exchange API integrations.

Casai
$48.0M raisedTech-enabled boutique apartment rental operator targeting Latin America, blending hotel consistency with Airbnb-style local authenticity.

Novo
$40.7M raisedNovo is a neobank offering business checking accounts for small online businesses, built on proprietary banking infrastructure.

XPANCEO
$40.0M raisedDeep tech startup developing a smart contact lens that delivers augmented/extended reality directly on the eye, replacing all screens.

StudentFinance
$39.0M raisedFintech infrastructure platform offering income-share-agreement (ISA) / BNPL financing for reskilling and upskilling, combined with a talent-matching marketplace and career-data API.

Elopage
$38.0M raisedAll-in-one SaaS + payments platform for digital entrepreneurs to create, sell, and scale digital products, courses, memberships, and subscriptions.

Morty
$36.5M raisedDigital mortgage marketplace connecting consumers to lenders via API-driven B2B2C partnerships

Ageras Group
$34.0M raisedB2B SME ecosystem - marketplace connecting SMEs with accountants + cloud accounting/payroll software + embedded financial services (lending, factoring, banking)

Ryse Health
$34.0M raisedTech-enabled, office-based + virtual endocrinology practice focused on type 2 diabetes management.

Sylvera
$32.6M raisedIndependent data and ratings infrastructure for voluntary carbon markets

Anrok
$30.0M raisedSaaS sales tax compliance platform - nexus monitoring, calculation, registration, filing, and remittance - built specifically for SaaS companies.
Spring Labs
$30.0M raisedSecure data exchange protocol and product suite enabling financial institutions to share sensitive data without exposing the underlying data.

Cobalt
$29.0M raisedSaaS-enabled marketplace for penetration testing - replaces legacy consulting with an on-demand platform connecting vetted pentesters to customers.

